AC Accounts
Professional Support
For Your Day-to-Day
Accounting Requirements
Bookkeeping & VAT
Accounts Preparation & Micro Entity Accounts
Self Assessment Tax Returns & MTD
Payroll, CIS & RTI Submissions
Accounting Software & Systems
Cash Flow Forecasting, Budgeting & Management Accounts
Accuracy = Clarity

Informed
Business
Decisions
Accounting Services
Accurate bookkeeping gives you a clear understanding of where your business stands financially. Keeping your records up to date helps you stay organised, monitor performance, and make informed business decisions.
With an up-to-date cash flow forecast, you can maintain healthy liquidity, prepare for upcoming expenses, and confidently plan for the future.Effective budgeting helps you maintain financial control, improve decision-making, and evaluate the efficiency and profitability of projects and business activities.
Management accounts provide timely financial insights, helping you stay in control of costs, monitor performance, improve efficiency, and maximise profitability
Payroll Management
Payroll accuracy is essential for every business. Incorrect pay, tax codes, or missed PAYE submissions can lead to unnecessary stress for both employers and employees.
At AC Accounts I understand the importance of getting payroll right the first time. Accurate and reliable payroll services help ensure your employees are paid correctly and on time, while keeping your business compliant with HMRC requirements.
We take pride in delivering a high level of accuracy, attention to detail, and dependable payroll support you can trust.

Confidence
Payroll
Is Right

MTD For
Income
tax
Self Assessment & MTD
MTD ALERT!!!From 6 April 2026, sole traders with income over £50,000 will need to submit quarterly returns. From 6 April 2027, this will extend to sole traders with turnover over £30,000. I know many tradies and subbies are finding the move to digital record-keeping and filing a bit daunting, but I’m here to make the whole process as simple and stress-free as possible.
My experience so far using MTD with FreeAgent has been very positive and pain-free. Once the initial transition is done, I’m confident it’ll become a much easier way to prepare and file accounts — and a great way to stay on top of your finances too.
There’s plenty of software on the market, but FreeAgent is my first choice and the software I recommend to my clients. If you have the right bank account, it can even be free — although cheapest isn’t always best! I’ve used a wide range of accounting software over the years, and I genuinely rate FreeAgent highly. It’s straightforward, easy to use, logical, and backed by excellent support.
If you’d like more information about Making Tax Digital (MTD) or your Self Assessment, feel free to get in touch for a chat!
My Finance Journey
With a career in accounting spanning several decades, I began my journey in a manufacturing environment where traditional bookkeeping methods were the foundation of daily operations. From manually recording bank transactions to reconciling accounts using handwritten ledgers, I developed a strong appreciation for accuracy, discipline, and attention to detail.
At the beginning of my journey, I managed a high-volume purchase ledger, processing hundreds of invoices manually—a time-consuming task that could take weeks to complete. While these experiences built a deep understanding of core accounting principles and the importance of robust financial processes, I'm very pleased technology has developed and many processes can now be automated.
As the profession has evolved, I have embraced the shift to digital accounting with enthusiasm. I have a genuine passion for accounting software and enjoy exploring innovative ways to streamline workflows, improve efficiency, and reduce manual effort. From automated invoice processing to real-time financial tracking, I value the transformative impact technology has had on the industry.
Today, I combine traditional accounting expertise with modern digital solutions to help create more efficient, accurate, and scalable processes. I am driven by a continuous desire to learn, adapt, and find smarter ways of working—bringing both experience and innovation to everything I do.
I started my accounting software journey using Sage 200 before moving to Xero — a massive change at the time, and still one of my favourite accounting packages today. I’ve also used Sage 50 extensively and have successfully helped several companies transition from Sage to Xero. Over the last three years, I’ve worked with QuickBooks Online and supported the move from QuickBooks to Sage Intacct. For self-assessment tax returns and Making Tax Digital (MTD), FreeAgent is my software of choice.
Career Background

Annalie Cole MAAT
Accounts Assistant
The MTM Agency
2023 to 2026
Finance Manager & Secretary
Island Cottages Housing Association
2018 to 2025
Bookkeeper / Payroll Manager
Everycare Limited
2018 to 2025
Business Owner
AC Accounts
from 2016



Get in Touch
I invite you to reach out for any questions or to arrange a consultation.
I'm here to assist you in navigating your financial journey with confidence.
